{"id":1228,"date":"2021-03-27T18:47:44","date_gmt":"2021-03-27T16:47:44","guid":{"rendered":"https:\/\/dfadvisors.gr\/?page_id=1228"},"modified":"2021-07-22T11:47:25","modified_gmt":"2021-07-22T08:47:25","slug":"home","status":"publish","type":"page","link":"https:\/\/dfadvisors.gr\/en\/individuals\/home\/","title":{"rendered":"Home insurance"},"content":{"rendered":"\n  <div class=\"banner has-hover page_header has-parallax\" id=\"banner-196352616\">\n          <div class=\"banner-inner fill\">\n        <div class=\"banner-bg fill\" data-parallax=\"-5\" data-parallax-container=\".banner\" data-parallax-background>\n            <div class=\"bg fill bg-fill bg-loaded\"><\/div>\n                                    \n                    <\/div>\n\t\t\n        <div class=\"banner-layers container\">\n            <div class=\"fill banner-link\"><\/div>            \n   <div id=\"text-box-461234223\" class=\"text-box banner-layer x50 md-x50 lg-x50 y50 md-y50 lg-y50 res-text\">\n                                <div class=\"text-box-content text \">\n              \n              <div class=\"text-inner text-center\">\n                  \n<h2>\u2013INDIVIDUALS\u2013<\/h2>\n<h3>HOME INSURANCE<\/h3>\n              <\/div>\n           <\/div>\n                            \n<style>\n#text-box-461234223 {\n  width: 100%;\n}\n#text-box-461234223 .text-box-content {\n  font-size: 100%;\n}\n<\/style>\n    <\/div>\n \n        <\/div>\n      <\/div>\n\n            \n<style>\n#banner-196352616 {\n  padding-top: 300px;\n}\n#banner-196352616 .bg.bg-loaded {\n  background-image: url(https:\/\/dfadvisors.gr\/wp-content\/uploads\/2020\/12\/header-individual.jpg);\n}\n#banner-196352616 .bg {\n  background-position: 50% 50%;\n}\n#banner-196352616 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#banner-196352616 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n  <\/div>\n\n\n\t<section class=\"section page_content\" id=\"section_1557286783\">\n\t\t<div class=\"bg section-bg fill bg-fill bg-loaded bg-loaded\" >\n\n\t\t\t\n\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row align-right row-divided\"  id=\"row-1356807892\">\n\n\t<div id=\"col-111139015\" class=\"col breadcrumbs_container small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n<div class=\"row align-right row-divided\"  id=\"row-2011274764\">\n\n\t<div id=\"col-656810609\" class=\"col medium-12 small-12 large-9\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n<div class=\"row align-center\"  id=\"row-1800350507\">\n\n\t<div id=\"col-46180673\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n<h1>Home insurance<\/h1>\n<p>Your main or holiday home is one of your most valuable assets. It has been hard won through personal or family effort and high capital expenditure. A home is more than just an asset though; it\u2019s your own precious personal space. A life-time\u2019s dreams are made at home; it\u2019s the space you share with your loved ones.<\/p>\n<p><img decoding=\"async\" data-src=\"https:\/\/dfadvisors.gr\/wp-content\/uploads\/2021\/01\/home-insurance.jpg\" class=\"aligncenter wp-image-1093 size-full lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"home insurance\" width=\"786\" height=\"381\" \/><noscript><img decoding=\"async\" class=\"aligncenter wp-image-1093 size-full\" src=\"https:\/\/dfadvisors.gr\/wp-content\/uploads\/2021\/01\/home-insurance.jpg\" alt=\"home insurance\" width=\"786\" height=\"381\" srcset=\"https:\/\/dfadvisors.gr\/wp-content\/uploads\/2021\/01\/home-insurance.jpg 786w, https:\/\/dfadvisors.gr\/wp-content\/uploads\/2021\/01\/home-insurance-600x291.jpg 600w, https:\/\/dfadvisors.gr\/wp-content\/uploads\/2021\/01\/home-insurance-300x145.jpg 300w, https:\/\/dfadvisors.gr\/wp-content\/uploads\/2021\/01\/home-insurance-768x372.jpg 768w\" sizes=\"(max-width: 786px) 100vw, 786px\" \/><\/noscript><\/p>\n<p>How well protected is this precious space from the sudden and often destructive risks that threaten it? Home insurance ensures you have the capital you need to repair any damage to your home and also means a problem-free return to your home within a short time so that your day-to-day life is not significantly disturbed.<\/p>\n<p>Just some forms of home cover include:<\/p>\n<ul class=\"arrow-list\">\n<li>Fire, explosion of any type, smoke, short circuits<\/li>\n<li>Terrorist acts, uprisings, strikes, malicious damage<\/li>\n<li>Earthquake<\/li>\n<li>Damage due to storms, gales, snow, hail<\/li>\n<li>Flooding, broken or leaking pipes<\/li>\n<li>Theft and damage<\/li>\n<li>Vehicle collision, falling aircraft<\/li>\n<li>Broken mirrors and windowpanes<\/li>\n<li>Removal of debris<\/li>\n<li>Temporary accommodation expenses, travel expenses<\/li>\n<li>Loss of rents<\/li>\n<li>Engineers and architects\u2019 fees<\/li>\n<li>Third party liability insurance<\/li>\n<li>Legal protection<\/li>\n<li>Technical assistance<\/li>\n<\/ul>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-427173043\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n<div class=\"accordion\">\n<div id=\"accordion-4119354165\" class=\"accordion-item\"><a id=\"accordion-4119354165-label\" href=\"#\" class=\"accordion-title plain\" aria-expanded=\"false\" aria-controls=\"accordion-4119354165-content\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Do I need home insurance?<\/span><\/a><div id=\"accordion-4119354165-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-4119354165-label\">\n<p>Some of the factors that will help you think about whether you need home insurance are listed below:<\/p>\n<ul class=\"arrow-list\">\n<li>Greece is one of the most earthquake-prone countries in Europe. Earthquakes happen particularly frequently in Greece and in some cases their intensity may have destructive consequences for properties.<\/li>\n<li>Fires and arson are unfortunately phenomena that are occurring more frequently, especially during the summer months. Over recent years we have experienced particularly unprecedented fire damage in quite a few areas of the country.<\/li>\n<li>Intense weather phenomena (such as heavy rainfall and flooding) which have been observed due to a combination of climate change and human factors can cause major damage.<\/li>\n<\/ul>\n<p>Unfortunately, the state is unable to compensate the victims quickly for all the damage suffered when one of the above occurs. That\u2019s because there is no central mechanism for doing so, but also because it lacks the necessary resources.<\/p>\n<\/div><\/div>\n<div id=\"accordion-2875282499\" class=\"accordion-item\"><a id=\"accordion-2875282499-label\" href=\"#\" class=\"accordion-title plain\" aria-expanded=\"false\" aria-controls=\"accordion-2875282499-content\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Special categories of home insurance<\/span><\/a><div id=\"accordion-2875282499-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-2875282499-label\">\n<h4>Mortgaged homes<\/h4>\n<p>Greece has the largest percentage of owner-occupation in Europe. Many of the homes have been acquired with home loans. As a borrower you are obliged to take out insurance for your home with the types of cover requested by the bank. Bank of Greece Circular No. 462\/14-05-2013 states that you are free to choose the insurance company you will enter into the contract with as well as your insurance advisor, provided that the policy meets the types of cover specified in your loan agreement. Even if your initial policy was taken out via the bank when the loan was disbursed, you can renew your contract and submit the policy of your choosing to your bank.<\/p>\n<h4>Holiday Homes<\/h4>\n<p>Your holiday home is threatened by the same risks facing your main residence. In quite a few cases, it could face more risks if you consider that your holiday home may be located close to a forested area where the risk of fires is high, or on an island where weather phenomena such as strong winds and gales can cause major damage. You also need to bear in mind that your holiday home is an asset you can\u2019t check on each and every day.<\/p>\n<h4>High value properties<\/h4>\n<p>If your home is built to a luxury standard and includes high value contents, then the fullest level of cover is what will help you protect it against all risks. Some of the forms of cover you can have include:<\/p>\n<ul class=\"arrow-list\">\n<li>All risk insurance, applicable worldwide<\/li>\n<li>Artworks &amp; collections<\/li>\n<li>Jewellery and valuables<\/li>\n<li>High third party liability limits<\/li>\n<li>Forgery and identify theft cover<\/li>\n<\/ul>\n<p>Before taking out insurance for high value homes it is often considered necessary for an expert to value the home and its content to ensure your valuables are properly insured. Expert reports in these cases are prepared by specialist associates and in all events with your cooperation and consent as the insured person; it goes without saying that all information is treated in the strictest of confidentiality.<\/p>\n<\/div><\/div>\n<\/div>\n\t<div id=\"gap-1128945983\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1128945983 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-956195360\" class=\"col medium-3 small-12 large-3\"  >\n\t\t\t\t<div class=\"col-inner text-right\"  >\n\t\t\t\n\t\t\t\n<div class=\"row row-collapse stickynav\"  id=\"row-743270462\">\n\n\n\t<div id=\"col-1644975592\" class=\"col medium-12 small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h3><strong>INDIVIDUALS<\/strong><\/h3>\n<div class=\"nav-wrapper\"><ul class=\"nav sidenav nav-uppercase nav-vertical nav-size-large nav-line-bottom text-right nav-right\"><p class=\"lead shortcode-error text-center\">Sorry, no pages was found<\/p><\/ul><\/div>\n\n<p><a href=\"https:\/\/dfadvisors.gr\/en\/contact\/\"><img decoding=\"async\" class=\"aligncenter wp-image-1092 size-full\" src=\"https:\/\/dfadvisors.gr\/wp-content\/uploads\/2021\/03\/request-offer-button-en.png\" alt=\"\u03b6\u03b7\u03c4\u03ae\u03c3\u03c4\u03b5 \u03c0\u03c1\u03bf\u03c3\u03c6\u03bf\u03c1\u03ac\" width=\"242\" srcset=\"https:\/\/dfadvisors.gr\/wp-content\/uploads\/2021\/03\/request-offer-button-en.png 484w, https:\/\/dfadvisors.gr\/wp-content\/uploads\/2021\/03\/request-offer-button-en-300x53.png 300w\" sizes=\"(max-width: 484px) 100vw, 484px\" \/><\/a><\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\n<style>\n#row-743270462 > .col > .col-inner {\n  background-color: rgb(255,255,255);\n}\n<\/style>\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n\t\t<\/div>\n\n\t\t\n<style>\n#section_1557286783 {\n  padding-top: 30px;\n  padding-bottom: 30px;\n}\n#section_1557286783 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#section_1557286783 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n\t<\/section>\n\t\n\t<section class=\"section why_block footer-wrapper\" id=\"section_205238348\">\n\t\t<div class=\"bg section-bg fill bg-fill bg-loaded bg-loaded\" >\n\n\t\t\t\n\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\n<div class=\"row row-collapse row-full-width align-middle\"  id=\"row-1148244553\">\n\n\n\t<div id=\"col-2029646809\" class=\"col hide-for-medium medium-3 small-12 large-3\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\n  <div class=\"banner has-hover\" id=\"banner-190681759\">\n          <div class=\"banner-inner fill\">\n        <div class=\"banner-bg fill\" >\n            <div class=\"bg fill bg-fill bg-loaded\"><\/div>\n                                    \n                    <\/div>\n\t\t\n        <div class=\"banner-layers container\">\n            <div class=\"fill banner-link\"><\/div>            \n\n\n        <\/div>\n      <\/div>\n\n            \n<style>\n#banner-190681759 {\n  padding-top: 535px;\n  background-color: rgb(255,255,255);\n}\n#banner-190681759 .bg.bg-loaded {\n  background-image: url(https:\/\/dfadvisors.gr\/wp-content\/uploads\/2021\/07\/why-lines.png);\n}\n#banner-190681759 .bg {\n  background-position: 100% 0%;\n}\n#banner-190681759 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#banner-190681759 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n  <\/div>\n\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-760184064\" class=\"col medium-6 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<div class=\"row\"  id=\"row-901723029\">\n\n\n\t<div id=\"col-367888266\" class=\"col text small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h2 style=\"color: #65b9a0;\">Why df advisors;<\/h2>\n<p>Because we are independent partners of the largest insurance <br \/>companies in Greece and abroad.<\/p>\n<p>Because our customers have been systematically trusting <br \/>us for years. They'll know more than that.<\/p>\n<p>Because we are not bound by corporate goals. <br \/>Our only goal is to... exceed your expectations.<\/p>\n<p>Because we have the ability to recommend from a wide range <br \/>of products, the most economical solutions with maximum <br \/>insurance coverage, tailored to your needs.<\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-2047619391\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\n<a href=\"https:\/\/dfadvisors.gr\/en\/contact\/\" target=\"_self\" class=\"button primary is-large\"  style=\"border-radius:10px;\">\n    <span>REQUEST AN OFFER TODAY<\/span>\n  <\/a>\n\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-1689308020\" class=\"col hide-for-small medium-6 small-12 large-5\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\n  <div class=\"banner has-hover\" id=\"banner-729625733\">\n          <div class=\"banner-inner fill\">\n        <div class=\"banner-bg fill\" >\n            <div class=\"bg fill bg-fill bg-loaded\"><\/div>\n                                    \n                    <\/div>\n\t\t\n        <div class=\"banner-layers container\">\n            <div class=\"fill banner-link\"><\/div>            \n\n\n        <\/div>\n      <\/div>\n\n            \n<style>\n#banner-729625733 {\n  padding-top: 535px;\n  background-color: rgb(255,255,255);\n}\n#banner-729625733 .bg.bg-loaded {\n  background-image: url(https:\/\/dfadvisors.gr\/wp-content\/uploads\/2021\/07\/why-photo.png);\n}\n#banner-729625733 .bg {\n  background-position: 0% 0%;\n}\n#banner-729625733 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#banner-729625733 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n  <\/div>\n\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n\t\t<\/div>\n\n\t\t\n<style>\n#section_205238348 {\n  padding-top: 0px;\n  padding-bottom: 0px;\n  background-color: rgb(255,255,255);\n}\n#section_205238348 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#section_205238348 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n\t<\/section>\n\t\n<div class=\"is-divider divider clearfix\" style=\"margin-top:0px;margin-bottom:0px;max-width:100%;height:20px;background-color:rgb(83, 68, 59);\"><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":1093,"parent":1179,"menu_order":56,"comment_status":"closed","ping_status":"closed","template":"page-blank.php","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"class_list":["post-1228","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - 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