{"id":2444,"date":"2026-05-07T10:16:09","date_gmt":"2026-05-07T07:16:09","guid":{"rendered":"https:\/\/dfadvisors.gr\/?p=2444"},"modified":"2026-05-22T15:41:44","modified_gmt":"2026-05-22T12:41:44","slug":"boat-insurance-whats-actually-covered-and-what-isnt","status":"publish","type":"post","link":"https:\/\/dfadvisors.gr\/en\/for-individuals\/boat-insurance-whats-actually-covered-and-what-isnt\/","title":{"rendered":"Boat Insurance \u2014 What’s Actually Covered (and What Isn’t)"},"content":{"rendered":"

The most common misconception in boat insurance isn’t that owners don’t care \u2014 it’s that they think they’re covered when, in reality, they’re only half covered.<\/p>\n

The mandatory policy required by law covers your civil liability to third parties. If you damage another vessel or injure someone, your insurer picks up the bill. That matters. But it’s also only the starting point. For a full breakdown of what the law actually requires \u2014 and what falls outside it \u2014 see Boat Insurance in Greece: What’s Required and What’s Not Enough.<\/a><\/p>\n

What mandatory cover doesn’t protect is your own boat.<\/p>\n

What That Looks Like in Practice<\/strong><\/h3>\n

A storm batters your moored vessel and splits the hull. Your boat is damaged during trailer transport. Someone breaks in and strips the electronics. In every one of these cases, your basic policy sits it out. The bill is yours.<\/p>\n

None of this is unusual. It’s the everyday reality of boat ownership in Greece \u2014 intense summer seasons, crowded marinas, and weather that turns without notice.<\/p>\n

The Cover That Fills the Gaps\"\"